What is Hero? Hero is the future of banks that provide loans with guarantees to unlabeled and unfounded consumers in Southeast Asia. With the launch of a crypto unit called Hero Token, HERO intends to expand into a blockchain-based, no-load loan. Supported by venture capitalists such as Softbank, Alibaba and 500 Startups, the organization began operations in the Philippines in 2015 and has since helped thousands of Filipinos gain access to affordable credit. What is a Hero? HERO was built as an ERC20 token on the Ethereal blockchain and identified through the ticker symbol Hero. The token sale is an event in which the crypto currency project sells some of its tokens to early adopters and fans in exchange for funds. Tomorrow Hero allows people to participate in PawnHero success stories, rather than restricting them to a small amount of traditional venture capital funds. By issuing Hero tokens, tokenholders will benefit from PawnHero's future success. Token sales are fast, transparent and efficient for this purpose appropriately. Total tokens available A maximum of 250,000 Ethereal tokens (ETH) will be accepted for the purchase of Hero tokens in the sale of these tokens. Each Hero Token will be sold for 1/200 ETH (1 HERO token equal to 0.005 ETH), meaning 1 ETH will give you 200 Token heroes. For each token and cryptocurrency, you will receive a Hero token in return, just as if you bought it with Ether or Bitcoin. The exchange rate to be used to calculate this will be based on the currency or token rate you wish to use vis-a-vis Ethereum. The number of tokens made for the Hero chain all depend on how many coins are sold during the token sale. The maximum contribution amount in turn will represent 80% of all Hero tokens. Since we do not know how much to sell, token sales operate on a percentage basis to ensure justice for all. If the maximum amount is reached before the end of the sale in TBD, which is 4 weeks after the start of the token sale, we will deduct the token sale. If the maximum amount is not funded entirely at the end of the token sale, the percentage of 80% of all tokens will be adjusted, with the difference between the lower amount and the maximum amount reserved for future token sales. No evidence is released before the end of the crowdsale event. After the sale of this token, no additional Hero tokens will be created. Price Token 1 Hero Token = 0.005 ether (1 ether 200 Hero tokens) Receive crypcurenncy like ETHERIUM (ETH) ETHERIUM CLASSIC (ETC) BITCOIN (BTC) RIPPLE, LITECOIN WAVES.How to get Hero tokens for free? Hero tokens will give rewards to participants who have helped promote the project
Potential Market Overview
Based on a study made by Google and Temasek, has predicted that by 2025 the East Asian internet economy is expected to reach 200 billion USD. East Asia has a strong growing GDP of 2.5 trillion USD, while the global average with mobile connection are higher, about 124% than 103% average.There are only 27% of the South East Asian population that has a bank account. Cambodia are about 5%, Philippines also has one of the lowest banking penetration rates in Asia. At the outside Metro Manila, the unbanked are comprise more than 80% from the total populations.
South East Asia is the world’s fastest growing internet region. It will reach more than 480 million internet users expected to reach by 2020. Indonesia is one of the fastest growing internet market in Asia. That is why South East Asia is the emerging market, and having a good potential market.
Blockchain Technologies
Blockchain technologies are well known as the disruptive technology, possible to perform in lot of segment, including the finance industry. Hero platform will provides collateralized loans to the unbanked or under-banked consumers across the South East Asia.
The platform was blockchain based technology. Since 2015, the platform has become the first fully licenced online pawnshop in Asia. With the platform, have helped thousands of the Philippines people to get short-term access credit. By the blockchain technology, it will create a more inclusive system to disrupting the finance system. By allowing people to get an easiest access to credit.
In Hero platform, the transaction will be recorded on the blockchain. There is also a reputation system taken from a repayment so user will able to improve their reputation. The platform was using Ethereum blockchain and smart contracts. By the Ethereum smart contract, it will represent the basic pawnshop principle.
The main benefit by using the blockchain technology is, because the platform able to reduce the manual reviews, data re-entry and also the system reconciliation. Distributed ledger will also reducing the risk, and increase the transparency.
Hero Token Crowdsale Detail
Token Name: Hero tokenToken Symbol: HERO
Token Base: Ethereum ERC20
Token Supply: 50,000,000 HERO
Crowdsale Start: Sept 1, 2017
Crowdsale End: Sept 30, 2017
Crowdsale Price: 1 CTX = 0,000443 ETH
Website – Whitepaper – Announcement
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